NOW is the time to Buy! – Watch Video as the DATA tells the story…

Brent Willis, CMPS

Published 9 months ago

HELLO -

If you're a buyer who has been waiting for Interest Rates and Sales Prices to come back down before jumping back in the real estate market to buy a home, that may be a big mistake. Here's why...and its as simple as understanding supply and demand...

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Buyers - Housing Inventory Inventory is very Low and may remain that way for some time as builders can't just produce a home immediately. It takes, at least, a year for the process to complete itself so there is a home to purchase. We've been short on supply for the last 10 years. This means that with higher rates, Sellers are in more of a mood to negotiate. When rates start going down, and they will as Inflation starts to come down ( which should be in the next month or so) competition for an already few number of homes will exponentially increase! How do I know? .. I can just look at the last 2 years to show you what happens with low rates in a low inventory environment. It becomes a seller DOMINATED marketplace.

Right now in the real estate market--
Housing Supply is LOW.
Higher Rates mean Buyer activity is LOW
With the Use of Creative Financing in the Seller Buy Down, Interest Rate and Payment will be MUCH lower.
A Refinance Opportunity will appear as Rates come Down BUT when rates come DOWN Buyer Competition goes UP, Sharply, as indicated.


The Strategy TODAY - Buy Using Seller Buy Down ( seller contributed money for a lower rate) and Refinance down the road as MANY others are trying to identify a suitable home to buy when lower rates appear BUT by that time, there will be FAR more competition for an already limited number of homes... As I said, simple supply and demand... Don't far victim to fear as we have all the data you would ever need to make a solid financial decision.
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Creative Financing is the Solution: The Rate Buy Down Guide explains all rate buy down options to consider -- https://brentwillis.lenderlaunchpad.com/presentation/63199/

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Top 5 Reasons to Purchase NOW helps explain the strategy -- https://brentwillis.lenderlaunchpad.com/presentation/68606/

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First Time and Move Up Buyers check out this important presentation. -- https://brentwillis.lenderlaunchpad.com/presentation/67391/

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Real Estate Report Card Data - I've included county specific real estate data to the right on this page. I used two popular counties but can pull data for ANY county in the country! Happy to go over it, as needed.

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I hope this helps you understand NOW is the time to buy and HOW you can buy more affordably. Do NOT wait as the market will turn and, when it does, buyers will be overpaying and the opportunity to buy affordably will be lost! You can reach me through any of the buttons on this page. I'd love to help you develop a personalized game plan to help you grow wealth through real estate!

Recent Reviews

"Working with Brent Willis and his team was incredibly easy! They walked me through every step, kept me up to date as the process moved forward, and most importantly, delivered the $$$ goods on time!"
– Nishikant T.

5.0

Gordonsville, TN
"I had a great experience. Was always kept in the loop and notified when documents were needed."
– Jacob S.

5.0

Review Verified
Navarre, FL
"Everyone had excellent communication. Brent stayed calm during an interesting experience (due to circumstances out of his control)! He gave good advice and kept us moving forward. He always had a plan B."
– Angela H.

5.0

Review Verified
Navarre, FL
"Great team, great communication!"
– Larry H.

5.0

Review Verified
Old Hickory, TN
"My wife and I were new to the housing market and loan process. The team at NEO made it a smooth and comfortable experience. My wife Chelsie and I in review are beyond grateful for our experience! NEO’s team was always available and responsive to our questions and needs. Zero complaints from the Kagay family! Thanks again!"
– Colin K.

5.0

Review Verified
Old Hickory, TN
"Communication and explaining the process was huge for us since it was our first time."
– Chelsie K.

5.0

Review Verified
Old Hickory, TN
"Our experience was great because your team was available for us and made this whole process smooth and easy."
– Chelsie K.

5.0

Review Verified
Lakewood, TN

4.2

Review Verified
Panama City Beach, FL

5.0

Review Verified
"I cannot put into words how easy it was to purchase my new house. There was constant communication, and I felt like Brent and his team had my back every step of the way. Everything was done online, so there was not driving back and forth, or lenghty meetings. Closing was the only real time event and it was so smoothe. I look forward to working with Brent and his team long after this sale to help keep my new house in perfect condition. Thanks so much, Brent and team!"
– Mark W.

5.0

Review Verified
Franklin, TN
"Less lengthy emails. More straight forward options and consequences. The why's don't matter as much to someone who is not in the profession."
– Thomas R.

3.0

Review Verified
Miramar Beach, FL
"My experience with NEO Home Loans was top-notch. We had a very short turnaround from property choice to closing and this team made it feel seamless. The communication throughput was proactive and timely. Brent took the time to walk me thru all of my questions thru each phase and the entire team was 5-Star. Our closing attorney (out of state), even made the comment that in here 25 years in the business, this was the best Mortgage company she has ever worked with."
– Kevin F.

5.0

Review Verified
"Brent was fantastic and made this a very simple transaction. I normally have to stay on top of the lenders in a transaction but not Brent. Ready to close 2 weeks early........that Never happens. Thank you Brent for being AWESOME."
– Renda F.

5.0

Hermitage, TN
"I never felt confident in my ability to buy a home until I met Brent Willis. He and his team gave us so much confidence & that enabled us to move forward in our home buying journey. I can absolutely say that Brent is THE person to have on your team. My husband and I are so grateful for his time in educating us and preparing us for this next season."
– Roxana Delaire B.

5.0

Review Verified
Columbia, TN
"Always being available and answering the phone to walk us through the process, to help us understand things, and to calm fears when it felt like we’d never get theough the underwriting process."
– Jon-michael William E.

5.0

Review Verified
Goodlettsville, TN
"Brent orchestrated several transactions that had to work out for the loan to happen. He was both patient and effective bringing together multiple parties to get the loan through."
– Wallace Danley R.

4.9

Review Verified
Nashville, TN
"Really appreciated the team's willingness to respond to any questions that we had during this process. The team also communicated very well to us during this time."
– Porter M.

4.9

Review Verified
"Brent and the team are great to work with! - Great communication all along the way."
– Dillon Bowman .

5.0

"Brent and the team are great to work with! - Great communication all along the way."
– Dillon Bowman .

5.0

Hendersonville, TN
"Clear and effective communication, - We had some hick-ups with the App but I am sure that'll be sorted out as they put miles on the platform."
– Dillon B.

5.0

Review Verified
Nashville, TN
"We are so incredibly appreciative of how hard the team worked in order to close our loan fast… We never expected to be moving and to have this team support mental a lot"
– Kalee Willingham B.

5.0

Review Verified
Nashville, TN
"Everyone involved in my process was immediately responsive and pleasant no matter what was going on. The speedy approval to close in 10 days was incredible and accomplished by consistent pressing through of the whole team."
– Joanne M W.

5.0

Review Verified
Franklin, TN
"Brent and his team were responsive, supportive, and timely throughout our whole experience."
– Angela P.

5.0

Review Verified
Franklin, TN
"Communication! Brent and Linda were always available to answer any and all questions, and explain in detail items that came up. Thank you to the team at NEO for the loan approval process. Brent, you and Linda have been a godsend. kge"
– Katherine Garner E.

5.0

Review Verified
Franklin, TN
"Brent and his team kept in contact and left no stone unturned. They answered questions swiftly and took all of the worry out of the process. I can not recommend them enough."
– Adam S.

5.0

Review Verified
"Brent is fantastic and will bend over backwards to make sure you are taken care of. I recommend him to anyone I can."
– Brett M.

5.0

Watertown, TN
"Linda and Brent are an amazing team helping with the information flow and being proactive with the deliverables. Great team"
– James L.

4.7

Review Verified
Nashville, TN
"Very smooth and easy process compared to other mortgage lenders I've dealt with"
– Cyrus K.

5.0

Review Verified
"Working with Brent Willis and his team was incredibly easy! They walked me through every step, kept me up to date as the process moved forward, and most importantly, delivered the $$$ goods on time! What more could you ask for? Jim B"
– Jim B.

5.0

5.0

5.0

"Working in the real estate business myself, I interact with dozens of lenders every month. In my experience, the best lenders are the ones who proactively communicate with their clients and the realty teams serving them. After all, communication fosters action, and keeping things moving forward is integral to a smooth closing. Brent Willis is one of those lenders. With Brent and his team, I never have to guess where we are in the financing process. I already know, because they proactively communicate every step of the way. This not only provides peace of mind, but also frees up my time because I don't have to chase anyone down for an update. Brent also does something not many lenders do anymore: he will take the time to educate clients and Realtors on the specifics of the home ownership process. Not just during the contract-to-close phase, but guidance and information for after the sale concludes. This puts him in rare company, and easy to recommend."
– Martin K.

5.0

"My team loves working with Brent and his team. We never have to ask for updates and they go over and above with communication and not only meeting expectations but exceeding them."
– Shanda K.

5.0

"More then 5 stars!!! For someone buying a house for the first time and not understanding anything. Y’all answered all my questions, very professional, all super friendly, made us feel comfortable, and everyone envolved was super helpful! Thank y’all, my babies are so excited to have a house to call home!!"
– Ashley H.

5.0

How the Seller Buy Down Helps Provide a Lower Payment and More House!

How the Seller Buy Down Helps Provide a Lower Payment and More House!

Top Realtor on the Value of Strategic Financing

Real Estate Report Card for Davidson Co (Nashville, TN)

Real Estate Report Card for Davidson Co (Nashville, TN)

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Real Estate Report Card for Williamson Co (Brentwood/Franklin respectively)

Real Estate Report Card for Williamson Co (Brentwood/Franklin respectively)

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The Cost of Waiting Analysis for You

The Cost of Waiting Analysis for You

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NEO Home Loans

Company NMLS# 150953

205 Powell Place, Ste 228
Brentwood, Tennessee 37027

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