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First Time Home Buyer in 2024 — What you NEED to understand when Buying a Home

Hello,If you're reading this, I assume you're planning on making a first purchase OR you may be considering how to move up to your next home. If so, what would be a roadblock keeping you from obtaining that goal?.......................First Time Home Buyer?Given that we may not have had the opportunity to meet yet, I thought I'd lay out a few options to give you some background of ideas and strategies our clients have used successfully in this complex market.Because this might be top on your list of questions, let me address it first... Yes, there are NO MONEY DOWNPAYMENT options for you and we can discuss them and what will be best for your situation. However, with this presentation, I want to cover many other aspects of buying a home that you need to know and understand.1. Understanding The Numbers* Here is an introductory presentation to show you what I use to illustrate those details when we meet. We will revise this to reflect your particular situation, of course.* Video -https://mcedge.tv/z2lcgs2. Helping Create Affordable Housing* Here is a presentation detailing how we can create affordable housing payments for your new purchase.* Video - Rate Buy Down Guide -https://brentwillis.lenderlaunchpad.com/presentation/63199/3. Not Sure If You Should Wait To Purchase?* Here is a presentation that lists five reasons why I think it's an excellent time to purchase now vs. waiting.* Video - Top 5 Reasons To Purchase Today -https://brentwillis.lenderlaunchpad.com/presentation/686064. For Mortgage Calculators and Other Resources, please go to my website -http://www.GoDreamLender.com~ For First Time Home Buyer ( and other Articles) that answers many of your other questions -https://www.godreamlender.com/articles* Use the Search Feature to search for relevant topics~ Brent is Host of national TV Show, Financing the American Dream. For the most recent Episodes of his Emmy nominated TV Show, click below --https://www.godreamlender.com/the-american-dream-series/Brent Willis, CMPSNEO Home Loanshttp://www.GoDreamLender.com

The Modern Home Buyers Guide with Brent Willis

Dear Potential Homebuyer,The world of real estate and home financing is ever-evolving, often presenting complexities that can be overwhelming. With the recent shift towards commission disclosure transparency, we recognize the importance of keeping you well-informed and equipped. This transition aims to enlighten homebuyers on the intricacies of home-buying finance structures, ensuring openness and knowledge at every step.Our team has galvanized its collective expertise to aid you through these shifts. We are delighted to introduce FOUR strategic approaches, meticulously crafted to optimize your home buying journey, making it as straightforward, transparent, and advantageous as possible.⚡️ DIGITAL OFFER ⚡️The future of home buying is digital. Beyond mere convenience, this transformation promises a custom-tailored, transparent experience. Shed the traditional constraints of prolonged wait times and cumbersome paperwork. Our innovative digital offers allow you to access instantaneous approval letters, bespoke video messages, and precise financial breakdowns. And, with authentic property visuals incorporated, every detail you require is readily accessible.Example ➡️https://www.willishomeloans.com/presentation/99305/........................................................................⚡️ APPRAISAL GAP ⚡️Discrepancies between appraisals and sale prices can be a cause for concern. Fear not; our appraisal gap strategy is meticulously designed to maintain consistent rates and payments, eliminating unforeseen financial hitches. We're resolute in keeping your home-buying trajectory predictable and stress-free.Example ➡️https://mcedge.tv/qefzn1........................................................................⚡️ COMMISSION GAP ⚡️We've got you covered in instances where specific commissions might be overlooked. Our Commission Gap approach ensures transactional fluidity. We're adept at structuring your financing to encompass all costs, providing a hiccup-free journey.Example ➡️https://mcedge.tv/bb8rz4........................................................................⚡️ AFFORDABILITY SOLUTIONS ⚡️Affordability remains at the heart of homeownership. Our commitment is to devise financing strategies that expand your horizons. Whether obtaining an attractive rate or leveraging a specialized loan product, our focus remains steadfast: to render home buying accessible and affordable.Example ➡️https://mcedge.tv/cfupc4........................................................................Working with a lender has long term financial implications. Take a quick minute to view these assets as we want to educate you on critical differences that can add up, over time, to tens of thousands of dollars to you!.For More on the NEO Experience, click the PDF on this page OR click here for a more in-depth look at what separates us from any lender in the country - https://www.godreamlender.com/the-neo-experienceFor Video Testimonials on Brent and his team from Real Estate Professionals and Clients alike, click here -- https://www.godreamlender.com/video-testimonials........................................................................As the real estate panorama evolves, it's crucial to have seasoned experts by your side. In partnership, we pledge to deliver unmatched guidance and value, ensuring your home-buying journey is seamless, transparent, and fulfilling.Warm regards,Brent Willis, CMPSNEO Home LoansBranch Managerhttp://www.GoDreamLender.com

The Digital CMA: Direct, Clear And Simplified

This is an example of the type of content we can produce to help you Create Additional Listings which are going to become more and more important as the Commission Lawsuits make their way into the Consumer conscience.1. The video above is a place keeper until we replace it with your video, custom, message2. We'll list your Contact Information, replacing what you see on the page3. We can add or delete any pieces of content so its just want you want to convey to any potential seller.Hello (potential seller's name here),I wanted to give you some vital information to look over before our upcoming appointment. We aim to ensure that we are fully equipped for our forthcoming meeting.When determining the value of your home, we rely on a comparative market analysis (CMA), which analyzes recently sold properties similar to yours. This allows us to establish a competitive listing price or make informed offers when you're looking to purchase another property. Our expertise goes beyond that of a traditional realtor. I also collaborate with my lending partner so that he can provide financial solutions, ensuring we can address potential problems that might arise during an escrow.⚡️ Selling in the Digital Age:Welcome to the future of home selling. The "Modern Home Seller's Guide" offers a comprehensive look into the digital tools transforming the real estate landscape. Equip yourself with the knowledge to position your home for maximum visibility and value in today's market.Our problem-solving strategies have saved many sellers thousands of dollars, making us the ideal choice for listing your home. We possess the skills and dedication required to navigate challenges and secure the best possible outcome for you.( see the video below ) ⬇️https://brentwillis.lender.marketing/presentation/111088...................................................Here are a few specific challenges we can tackle effectively:⚡️Appraisal Gap Solution:If the value comes in low, we have an appraisal gap solution to deploy if your home's appraised value falls short of your desired listing price. This solution bridges the gap between the appraised value and your target price, helping us secure the best possible offer for your home. For more details, I've included a video explaining our appraisal gap solutions ( see the video here or to the right ) ⬇️https://mcedge.tv/qefzn1⚡️Negotiating Low-Ball Offers:If we receive a low-ball offer from a potential buyer, we have a proven strategy to counter that offer and arrange a payment that aligns with their request while minimizing costs. This enables us to achieve a fair price that matches the buyer's initial offer while protecting your financial interests. ( see the video here or to the right ) ⬇️https://mcedge.tv/hw52t4⚡️Marketing The Rate Buy Down:If your listing is priced correctly and is not moving as it should be, here is our plan to help market the property with a rate buy down, which creates affordability for buyers and helps regain their buying. This is important because we can do this and have a 300% increase in buyers' qualifications vs. standard price drops like most listing agents will do to your home.( see our sample listing here.) ⬇️https://brentwillis.lender.marketing/listing/140-belaire-dr-panama-city-beach-fl-32413⚡️Unique Mass Marketing Strategy:Potential for your home to be featured on our national TV Show, Financing the American Dream. This Emmy Nominated, nationally syndicated, TV show features the best in local lifestyle, community and culture and we may chose your home to be featured. This unique strategy helps increase market awareness, buyer activity and negotiating power.( see our sample to the right ) ⬇️...................................................We are excited to discuss these solutions in more detail during our appointment. Feel free to reach out if you have any questions or need further information.Thank you,[ Listing Agent ] & Scott Nicholson

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38 Rearden Way

Waterfront Bay Community Gem! Must-See Custom Florida Cottage Home Located in the sought-after Sacred Oaks Subdivision PH 2, this stunning waterfront home offers the perfect blend of modern comforts and coastal charm. With close proximity to everything, you'll enjoy the convenience of this prime location. Key Features: Size: Boasting 1974 sqft of heated and cooled space. Bedrooms: 3 spacious bedrooms. Bathrooms: 2.5 baths for added convenience. Community Amenities: Water Access: Enjoy shared access to a community boat dock. Street Appeal: Brick paved streets and street lamps enhance the neighborhood's charm. Scenic Bridge: Delight in a bridge walk over to the open bay, perfect for leisurely strolls. Interior Highlights: Modern Touches: Custom tile backsplash and quartz countertops add elegance to the kitchen. Open Layout: Experience an inviting open floor plan, perfect for entertaining. Storage: Generous under stair pantry and custom built closets offer ample storage space. Exterior Delights: Outdoor Oasis: Brick-pavered back patio ideal for BBQs and relaxation. Coastal Vibes: Embrace the Florida lifestyle with a cozy cottage feel. This custom Florida cottage is a must-see for those seeking comfort, style, and waterfront living. Schedule your viewing today!

178 N Speckled Trout Lane

----- SELLER APPROVED RATE BUY DOWN. SEE SPECIAL FINANCIAL PRESENTATION ON RIGHT SIDE FOR DETAILS ON HOW MUCH WE CAN SAVE YOU! ----- Coastal Living Meets Modern Luxury in Riverwalk, Freeport Prime Location, Beautiful Residence Welcome to the highly desirable Riverwalk community in Freeport, Florida, where coastal living meets modern luxury. This stunning new construction home offers an incredible opportunity to own a beautiful residence in a prime location. Functional Design, Stylish Comfort This home features a spacious two-car garage and approximately 1500 square feet of living space, providing both functionality and comfort. The open floor plan creates a seamless flow throughout the main living areas. Exquisite Interior Features Step inside and be greeted by the exquisite interior features that adorn this home. The kitchen showcases quartz countertops, white shaker cabinets, luxury vinyl plank flooring, and stainless steel appliances, creating a sleek and stylish space for culinary enthusiasts. The high-quality finishes throughout the home are sure to impress. Exceptional Exterior Features As you explore the exterior, you'll discover the exceptional features that make this property truly special. Enjoy the covered patio, a delightful space to relax and unwind. Upgrades to the screened porch are available, offering an additional area to enjoy the outdoors in comfort. The upgrade option of a fenced-in backyard ensures security, making it a safe haven for children and pets. Access to Amenities Living in Riverwalk grants you access to a variety of amenities that enhance your everyday life. Take advantage of the community dock, perfect for fishing or enjoying the scenic waterways. The neighborhood exercise facility caters to those seeking an active lifestyle, while the community pool offers a refreshing oasis to cool off and relax. Proximity to Pristine Beaches Situated just 15 minutes from the pristine beaches of 30A, you'll have easy access to the breathtaking coastline and turquoise waters that make this area a haven for beach lovers. Explore the charming coastal towns, indulge in delectable local cuisine, or simply bask in the natural beauty that surrounds you. Customize Your Space Projected to be completed by December 2023, this new construction home allows you to be a part of the design process and create a space that truly reflects your personal style and preferences. Schedule a Showing Don't miss out on this incredible opportunity to own a brand new home in the desirable Riverwalk community. Contact us today to schedule a showing and embark on your journey to coastal living at its finest!

208 N Speckled Trout Lane

----- SELLER APPROVED RATE BUY DOWN. SEE SPECIAL FINANCIAL PRESENTATION ON RIGHT SIDE FOR DETAILS ON HOW MUCH WE CAN SAVE YOU! ----- Coastal Living Meets Modern Luxury in Riverwalk, Freeport Prime Location, Beautiful Residence Welcome to the highly desirable Riverwalk community in Freeport, Florida, where coastal living meets modern luxury. This stunning new construction home offers an incredible opportunity to own a beautiful residence in a prime location. Functional Design, Stylish Comfort This home features a spacious two-car garage and approximately 1500 square feet of living space, providing both functionality and comfort. The open floor plan creates a seamless flow throughout the main living areas. Exquisite Interior Features Step inside and be greeted by the exquisite interior features that adorn this home. The kitchen showcases quartz countertops, white shaker cabinets, luxury vinyl plank flooring, and stainless steel appliances, creating a sleek and stylish space for culinary enthusiasts. The high-quality finishes throughout the home are sure to impress. Exceptional Exterior Features As you explore the exterior, you'll discover the exceptional features that make this property truly special. Enjoy the covered patio, a delightful space to relax and unwind. Upgrades to the screened porch are available, offering an additional area to enjoy the outdoors in comfort. The upgrade option of a fenced-in backyard ensures security, making it a safe haven for children and pets. Access to Amenities Living in Riverwalk grants you access to a variety of amenities that enhance your everyday life. Take advantage of the community dock, perfect for fishing or enjoying the scenic waterways. The neighborhood exercise facility caters to those seeking an active lifestyle, while the community pool offers a refreshing oasis to cool off and relax. Proximity to Pristine Beaches Situated just 15 minutes from the pristine beaches of 30A, you'll have easy access to the breathtaking coastline and turquoise waters that make this area a haven for beach lovers. Explore the charming coastal towns, indulge in delectable local cuisine, or simply bask in the natural beauty that surrounds you. Customize Your Space Projected to be completed by December 2023, this new construction home allows you to be a part of the design process and create a space that truly reflects your personal style and preferences. Schedule a Showing Don't miss out on this incredible opportunity to own a brand new home in the desirable Riverwalk community. Contact us today to schedule a showing and embark on your journey to coastal living at its finest!

Reviews

"Loans are always a stressful process and I can’t thank y’all for your patience and expertise helping make it go as smooth as possible."

jon-michael e

"I could not recommend Brent Willis and his Neo Home Loans team highly enough. The amount and quality of communication throughout the process and beyond surpassed anything we had experienced in the past. We received regular updates regarding the process of our application, along with clear explanations of what was going to happen, when, and why. All of this was done in a friendly, personable manner---no matter which team member was involved. Without hesitation, they get our highest recommendation."

patrick j

"Working with Brent Willis and his team was incredibly easy! They walked me through every step, kept me up to date as the process moved forward, and most importantly, delivered the $$$ goods on time!"

nishikant t