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First Time Buyers- What you NEED to know w/ Gordon Oliver

Hello,If you're reading this, I assume you're planning on making a first purchase OR you may be considering how to move up to your next home. If so, what would be a roadblock keeping you from obtaining that goal? I had my financing Team Lead, Brent Willis, put together these financial presentations to demonstrate how we can help you create more affordability and purchasing power........................First Time Home Buyer?Given that we may not have had the opportunity to meet yet, I thought I'd lay out a few options to give you some background of ideas and strategies our clients have used successfully in this complex market.Because this might be top on your list of questions, let me address it first... Yes, there are NO MONEY DOWNPAYMENT options for you and we can discuss them and what will be best for your situation. However, with this presentation, I want to cover many other aspects of buying a home that you need to know and understand.1. Understanding The Numbers* Here is an introductory presentation to show you what I use to illustrate those details when we meet. We will revise this to reflect your particular situation, of course.* Video - Helping Create Affordable Housing* Here is a presentation detailing how we can create affordable housing payments for your new purchase.* Video - Rate Buy Down Guide - Not sure if its time to buy or not? Check out the Rent vs. Buy and The Cost of Waiting Analysis on this pageFor Mortgage Calculators and Other Resources, please go to my website - For the best Mortgage Advice, on a number of topics, the link below provides articles that answers many of your questions - Brent is local Host of national TV Show, Financing the American Dream. For the most recent Episodes of his Emmy nominated Show, click below -- Willis, CMPSNEO Home Loans

Listing Presentation – Agents

Digital Listing Presentation for Listing AgentsDear [Agent's Name],As real estate professionals, navigating today’s market requires knowledge and a well-coordinated team approach. I'm reaching out to introduce an exciting opportunity for collaboration through our Digital Listing Presentation, designed to enhance our joint efforts in securing successful home sales.Local Market Expertise: My deep understanding of the local real estate landscape enables us to position properties competitively, ensuring optimal listing prices and understanding current trends. This strategic insight is backed by a Comprehensive Market Analysis, which you can review in detail.Skilled Negotiation & Problem-Solving: With extensive negotiation experience, I ensure that we maximize seller proceeds while effectively managing buyer expectations. This includes foreseeing potential issues and addressing them proactively through tailored staging tips, innovative marketing strategies, and comprehensive contingency plans to keep transactions smooth.Realtor-Lender Collaboration: Our partnership extends to a preferred mortgage lending team, facilitating real-time solutions to financial hurdles. This close cooperation between Realtor and lender is vital, ensuring fluid transaction progress and enhanced buyer engagement through creative financing solutions.Technology-Driven Tools: We utilize the latest in communication technology, including video presentations, to demystify complex financial topics for buyers, enhance their understanding, and maintain transparency with sellers about the status of their sales.Comprehensive Financing Strategies: Our team is adept at navigating current market challenges, including addressing affordability concerns through innovative loan options and managing lowball offers with effective counterstrategies. Additionally, we tackle commission gaps and appraisal discrepancies with bespoke financial solutions, ensuring smooth and equitable transactions.Commission Gap: In today's real estate market, the question of who pays the commission and how much can often complicate transactions. Our team has developed a Commission Gap strategy that effectively addresses these concerns. By structuring the financing creatively, we ensure that the buyer’s agent's commission is adequately covered without imposing undue financial burdens on you, the seller. This approach helps maintain the attractiveness of your property in competitive markets, facilitating smoother negotiations and ensuring that all parties remain incentivized.Appraisal Gap: One of the more frequent challenges in real estate sales occurs when a property’s appraised value exceeds the agreed-upon sale price. Our Appraisal Gap strategy involves setting aside a pre-negotiated amount to bridge this gap, thus safeguarding the deal and maintaining the agreed terms. This strategic cushion allows both buyer and seller to proceed confidently, knowing that the sale price reflects actual market value without causing financing to fall through.Affordability with Rate Buy-Downs: High-interest rates can make the home buying less accessible. To counter this, we offer rate buy-down options where, through a one-time payment at closing, the interest rate on the mortgage can be permanently reduced. This reduction lowers monthly mortgage payments, making homes more affordable over the long term. This strategy not only helps expand the pool of potential buyers but also enhances the overall attractiveness of your property.Navigating Lowball Offers: Facing lowball offers can be disheartening, but our approach ensures they don’t derail the selling process. We employ proven negotiation strategies that respect your financial baseline while engaging with the buyer to find a compromise that reflects true market value. By balancing firmness with flexibility, we strive to turn every offer into a potential sale, ensuring that both parties find a satisfactory middle ground.Our Commitment to You:Each of these tailored strategies is part of our commitment to overcoming the specific challenges of today's market, ensuring you feel supported and confident throughout the selling process. Our goal is to make your home selling experience as profitable and stress-free as possible, from listing to closing.Why Partner with Us? By collaborating with us, you’re getting a Realtor and a team dedicated to a proactive, comprehensive approach to real estate. We can overcome market challenges, enhance buyer and seller satisfaction, and achieve tremendous transaction success.I look forward to working together to transform potential challenges into opportunities and set the stage for successful property sales.Brent Willis

Copy – Modern Home Seller Guide: Solving Today’s Market Challenges with Modern Solutions

Dear [Seller's Name],Selling your home is a significant decision, and it's crucial to have the right team by your side to navigate the complexities of today's real estate market. That's why I'm excited to introduce you to our comprehensive Home Seller Guide, designed to showcase how our real estate team, and preferred mortgage lending team, working seamlessly together, can overcome any market challenges and guide you through every step of the selling process for a successful sale. From Your Real Estate Advisor, ________Local Market Expertise: I know the local market inside and out, so I can help you understand where your home stands in terms of price, demand, and recent trends, ensuring we list it at a competitive yet profitable price. My Comprehensive Market Analysis for your home is located on this page .Skilled Negotiation: My experience in negotiation means I'll work tirelessly to get you the best deal, ensuring that we maximize your proceeds from the sale while managing buyer demands effectively.Proactive Problem-Solving: I stay ahead of potential issues by providing you with tailored advice, whether it's staging tips or targeted marketing strategies, to keep your sale on track without surprises or delays. Part of problem solving is having contingency plans if market challenges arise and many of them have to do with financing and not necessarily the marketing and sale of the home. Buyers have specific challenges in this current marketplace and, as your Real Estate Advisor, I must be able to recognize, and help solve, the Buyer's problems which creates a greater likelihood of a successful sale.Contingency Plan Focused: Every real estate transaction is different and can demand different skills to be used each time Not matter how comprehensive the approach, there are some things that no one can foresee. In that event, as an Advisor, we pride ourselves on the ability to adjust to challenges that arise. We have contingency plans in every area of real estate to ensure we achieve your goals. These plans, quite frankly, are a main reason we excel when others may struggle. Why Our Realtor - Lender Team is Key to Your Success1. Expert Collaboration: The relationship between Realtor and lender is essential for a successful sale. By working in tandem, we can address challenges in real-time, ensuring that the process stays on track. This teamwork allows us to resolve any issues quickly, giving you confidence that your sale is in capable hands.2. Tailored Financing Solutions: Every buyer is different, and so are their financing needs. In the current market, Buyers face challenges when purchasing, mainly higher rates which create unaffordable payments. Our lending team offers a range of creative financing solutions which solve these problems. This financial knowledge, know how and the ability to communicate the strategy, allows us to attract a wider pool of buyers, increasing the chances of a successful sale.3. Technology-Driven Communication: Clear and consistent communication is the foundation of our approach. Using technology and video presentations, we can explain complex financial topics in a way that's easy to understand. This not only helps buyers grasp their options, but it also keeps you in the loop, so you always know what's happening with your sale.4. Problem-Solving Focus: The current market presents unique challenges, but our collaborative approach allows us to anticipate, and solve, problems before they become obstacles. Whether it's navigating a buyer's financing hurdles or addressing appraisal issues or showing a buyer how we can accommodate the buyer's compensation, our team works together to find solutions that keep your sale on track.Our Financing Strategies Solve the Current Market ChallengesPlease watch the financing presentations on this page to gain a clearer understanding of how our lending team will help you through these potential challenges⚡️ AFFORDABILITY SOLUTIONS ⚡️Home affordability is the #1 issue facing buyers today. My team and I are equipped to devise financing solutions that cater to a diverse range of potential homebuyers. By securing favorable rates or introducing unique loan products, our goal remains steadfast: making the dream of homeownership feasible for more individuals who want to purchase a home.⚡️ NEGOTIATING LOWBALL OFFERS ⚡️Encountering a lowball offer doesn't have to be a setback. We have a tried-and-true strategy to counter such offers, striking a balance that meets the buyer's proposal without compromising your financial considerations. This approach ensures that both parties reach an equitable and satisfactory agreement.⚡️ COMMISSION GAP ⚡️The commission, who pays it and how much can be paid, is the source of great confusion on the market today. As a seller, if you don't want to offer a Buyer Agent Commission, there are challenges to that stance. As a seller, if you don't want to pay any commission, or you want to offer a low commission, we have a financial strategy that demonstrates to the buyer and the buyer's agent how to structure the contract so the Buyer's Agent compensation is achieved, per their agreement. Our Commission Gap initiative ensures a seamless transactional experience. We meticulously structure the financing to cover all associated costs, eliminating the possibility of any unforeseen financial hitches that could cause a roadblock to the transaction.⚡️ APPRAISAL GAP SOLUTION ⚡️We have a remedy when a property's appraised value doesn't measure up to the anticipated list price. Our Appraisal Gap strategy is tailored to bridge this disparity, ensuring that you can secure the most competitive offer for the property. I've incorporated a video detailing our approach to this challenge for a more comprehensive understanding.A Winning Partnership for YouChoosing a real estate advisor who partners with a dedicated lending team means you're getting a proactive, comprehensive, approach to selling your home. By combining our expertise, we can tackle the complexities of the real estate market with confidence, ensuring the best contract on your home and a smoother and more successful experience for you.We look forward to helping you achieve your real estate goals and making the selling process as seamless as possible. No matter if its the selling of this home, or helping you with the purchase of your new home, we have you covered with our comprehensive, contingency-driven, approach. Together, we can turn challenges into opportunities and set the stage for a successful sale.Best regards,Real Estate Advisor or Team Name Here and Brent Willis

listings View All →

Rate Buy-Down

Luxurious Oceanfront Residence in Ocean City Experience the epitome of coastal luxury in this stunning oceanfront property, ideally situated in the heart of Ocean City. With breathtaking ocean views and direct beach access, this home promises a serene living experience and an unmatched lifestyle. Property Highlights: Spacious Interiors: This home features over 3,500 square feet of elegantly appointed living space, four bedrooms, and 3.5 bathrooms, each designed with comfort and style. Gourmet Kitchen: This kitchen is a chef's dream, equipped with high-end stainless steel appliances, custom cabinetry, and sleek granite countertops. The open-plan design ensures you never miss a moment of the ocean views, even while entertaining. Luxurious Main Suite: Wake up to the soothing sounds of the waves in the expansive main suite, complete with a private balcony overlooking the ocean, a spacious walk-in closet, and a spa-like en suite bathroom featuring a soaking tub, dual vanities, and a state-of-the-art glass shower. Outdoor Living: Extend your living space outdoors with a large deck, perfect for dining al fresco or enjoying the sunset. The property also includes a beautifully landscaped garden and private access to the beach. Smart Home Features: Equipped with the latest home automation technology, controlling lighting, climate, and security systems from anywhere, at any time. Eco-Friendly Upgrades: Solar panels and energy-efficient windows ensure a reduced carbon footprint and lower utility bills. Special Financial Incentive: This home is approved for an interest-rate buy-down. Prospective buyers will benefit from a lower interest rate, which enhances affordability and offers significant monthly savings. This is an exceptional opportunity to invest in a prime oceanfront property with a more accessible financial setup. Whether you're looking for a family home or a vacation getaway, this property offers a rare combination of luxury, location, and lifestyle. Don't miss out on owning this spectacular piece of paradise. For more information or to schedule a viewing, please contact [Your Real Estate Advisor's Name], your dedicated real estate professional.

121 Neill Ave Unit G

----- Seller Approved Rate Buy Down - See Financial Presentation on this page for details on how to structure the financing for max affordability! ----- Luxury Urban Living in Nashville Spectacular Views & Prime Location Welcome to the epitome of luxury urban living with spectacular views of Nashville's skyline. Walking distance to Nissan Stadium for Titans games & CMA Fest as well as East Nashville's best restaurants, coffee shops, gyms & retail. Just 1.5 miles to Oracle campus, Top Golf, East Bank redevelopment and 2 miles to Lower Broadway. Stunning Features Beautifully designed home featuring a primary en suite with private balcony. Oversized windows with roller shades for ample natural light. Double car garage and parking pad for guests. Expansive rooftop deck, perfect for entertaining, grilling out, and enjoying sunset views of the downtown skyline. Set an appointment today with Haleigh and let her show you this amazing piece of urban living!

265 Gentle Wind Ct

Your Dream Home Awaits at Windswept Estates Overview Location: Windswept Estates, Freeport, Florida Description: Magnolia brick-colored home overlooking hole number 7 of Windswept Dunes golf course Proximity: Less than 15 miles from Emerald Coast beaches (close to 30-A / Grayton Beach) Size: 2512 sq ft on three-quarters of an acre Features: Wrought iron fenced backyard, large owner's retreat, 4 bedrooms, 3 full bathrooms, separate office, formal dining room, screened-in lanai, extended 2 car garage Upgrades Countertops: Roman white quartz Ceilings: Coffered ceilings in dining room and owner's suite Cabinets: White cabinets w/soft close Flooring: Engineered vinyl plank throughout, upgraded carpet in bedrooms Lighting: Additional LED lighting, pendant lights, custom fixtures Bathroom: Tiled master shower Appliances: Stainless steel Whirlpool appliances Finishes: Brushed nickel finishes Don't Miss Out! Experience the best of both worlds - golf and beach living - in this stunning home at Windswept Estates. Call Faith TODAY!


"Brent did an outstanding job with my loan experience. Teaches me a lot with what option were available and advantages. Couldn’t be more impressed with his work and advice. Highly recommended."

tiger nate

"Brent was FABULOUS to work with!!! As first time homebuyers we couldn’t have asked for a better team. Brent was so helpful in explaining everything and he was always available for questions!!"

amy dishong

"Team Willis was fabulous to work with!!"

amy d