Hello,

If you're reading this, I assume you're planning on making a first purchase OR you may be considering how to move up to your next home. If so, what would be a roadblock keeping you from obtaining that goal? This presentation is all about education and helping you understand the steps, the process and some of the strategies and math around making solid financial decisions in real estate.

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First Time Home Buyer?

Given that we may not have had the opportunity to meet yet, I thought I'd lay out a few options to give you some background of ideas and strategies our clients have used successfully in this complex market.

Because this might be top on your list of questions, let me address it first... Yes, there are NO MONEY, AND LOW, DOWNPAYMENT ( 3-3.5% of sales price) options for you and we can discuss them and what will be best for your situation. However, with this presentation, I want to cover many other aspects of buying a home that you need to know and understand. In the current market, rates are still a little higher and it helps to know you're dealing with a financing team that knows how to get you a lower rate and payment which also helps increase purchasing power!

First, how informed are you on real estate? If you're like most all first time buyers, not too much... But, that's ok! We're here to help educate and inform!! Step #1 is to complete a short Quiz to provide a baseline of your knowledge, simply for your own understanding. We can address the results on a call we can schedule.

1. First Home IQ Quiz

1. Do you know your Home Ownership IQ? Take this quick Quiz, top right of the page, to gauge your Understanding

2. Home Buying Process Video

1. Walks you through the process of buying a home and some helpful Dos and Don'ts.

3. Understanding The Numbers

* To the right, there is an introductory presentation, with video, to show you what I use to illustrate those details when we meet. We will revise this to reflect your particular situation, of course.

4. Helping Create Affordable Housing

* On the right side of the page is a presentation detailing how we can create affordable housing payments for your new purchase.

5. Not Sure If You Should Wait To Purchase?

* To the right is a presentation that lists five reasons why I think it's an excellent time to purchase now vs. waiting.

*Let the math lead the way! See the Rent vs. Buy Analysis as well as the Cost to Waiting. It's eye opening.

6. First Time Buyer Guide - Packed with super information you need to consider!

How we help you do two critical things:

~ How we help you win in real estate and

~ How we help you grow wealth.

7. For Mortgage Calculators and Other Resources, please go to my website -

Click Link HERE

8. For First Time Home Buyer ( and other Articles) that answers many of your other questions -

Click the Link HERE

* Use the Search Feature to search for relevant topics

9. A Buy vs Rent Analysis - What is it costing you to rent vs purchase a home?

We do this example so you actually see the numbers so you have some context!

10. Information on Credit and Credit Scores and How the credit game's played.

~ You don't know the rules, it's hard to win the game! We can help with that!

11. Don't take our word for our results. Click THIS LINK to hear from realtors and current clients on what we were able to do for them.

Brent Willis, CMPS

NEO Home Loans

http://www.GoDreamLender.com

http://www.willishomeloans.com