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First Time Home Buyer in 2024 — What you NEED to understand when Buying a Home

Hello,If you're reading this, I assume you're planning on making a first purchase OR you may be considering how to move up to your next home. If so, what would be a roadblock keeping you from obtaining that goal?.......................First Time Home Buyer?Given that we may not have had the opportunity to meet yet, I thought I'd lay out a few options to give you some background of ideas and strategies our clients have used successfully in this complex market.Because this might be top on your list of questions, let me address it first... Yes, there are NO MONEY DOWNPAYMENT options for you and we can discuss them and what will be best for your situation. However, with this presentation, I want to cover many other aspects of buying a home that you need to know and understand.1. Understanding The Numbers* Here is an introductory presentation to show you what I use to illustrate those details when we meet. We will revise this to reflect your particular situation, of course.* Video - Helping Create Affordable Housing* Here is a presentation detailing how we can create affordable housing payments for your new purchase.* Video - Rate Buy Down Guide - Not Sure If You Should Wait To Purchase?* Here is a presentation that lists five reasons why I think it's an excellent time to purchase now vs. waiting.* Video - Top 5 Reasons To Purchase Today - For Mortgage Calculators and Other Resources, please go to my website - For First Time Home Buyer ( and other Articles) that answers many of your other questions -* Use the Search Feature to search for relevant topics~ Brent is Host of national TV Show, Financing the American Dream. For the most recent Episodes of his Emmy nominated TV Show, click below -- Willis, CMPSNEO Home Loans

The Modern Home Buyers Guide with Brent Willis

Dear Potential Homebuyer,The world of real estate and home financing is ever-evolving, often presenting complexities that can be overwhelming. With the recent shift towards commission disclosure transparency, we recognize the importance of keeping you well-informed and equipped. This transition aims to enlighten homebuyers on the intricacies of home-buying finance structures, ensuring openness and knowledge at every step.Our team has galvanized its collective expertise to aid you through these shifts. We are delighted to introduce FOUR strategic approaches, meticulously crafted to optimize your home buying journey, making it as straightforward, transparent, and advantageous as possible.⚡️ DIGITAL OFFER ⚡️The future of home buying is digital. Beyond mere convenience, this transformation promises a custom-tailored, transparent experience. Shed the traditional constraints of prolonged wait times and cumbersome paperwork. Our innovative digital offers allow you to access instantaneous approval letters, bespoke video messages, and precise financial breakdowns. And, with authentic property visuals incorporated, every detail you require is readily accessible.Example ➡️⚡️ APPRAISAL GAP ⚡️Discrepancies between appraisals and sale prices can be a cause for concern. Fear not; our appraisal gap strategy is meticulously designed to maintain consistent rates and payments, eliminating unforeseen financial hitches. We're resolute in keeping your home-buying trajectory predictable and stress-free.Example ➡️⚡️ COMMISSION GAP ⚡️We've got you covered in instances where specific commissions might be overlooked. Our Commission Gap approach ensures transactional fluidity. We're adept at structuring your financing to encompass all costs, providing a hiccup-free journey.Example ➡️⚡️ AFFORDABILITY SOLUTIONS ⚡️Affordability remains at the heart of homeownership. Our commitment is to devise financing strategies that expand your horizons. Whether obtaining an attractive rate or leveraging a specialized loan product, our focus remains steadfast: to render home buying accessible and affordable.Example ➡️ with a lender has long term financial implications. Take a quick minute to view these assets as we want to educate you on critical differences that can add up, over time, to tens of thousands of dollars to you!.For More on the NEO Experience, click the PDF on this page OR click here for a more in-depth look at what separates us from any lender in the country - Video Testimonials on Brent and his team from Real Estate Professionals and Clients alike, click here -- the real estate panorama evolves, it's crucial to have seasoned experts by your side. In partnership, we pledge to deliver unmatched guidance and value, ensuring your home-buying journey is seamless, transparent, and fulfilling.Warm regards,Brent Willis, CMPSNEO Home LoansBranch Manager

The Digital CMA: Direct, Clear And Simplified

This is an example of the type of content we can produce to help you Create Additional Listings which are going to become more and more important as the Commission Lawsuits make their way into the Consumer conscience.1. The video above is a place keeper until we replace it with your video, custom, message2. We'll list your Contact Information, replacing what you see on the page3. We can add or delete any pieces of content so its just want you want to convey to any potential seller.Hello (potential seller's name here),I wanted to give you some vital information to look over before our upcoming appointment. We aim to ensure that we are fully equipped for our forthcoming meeting.When determining the value of your home, we rely on a comparative market analysis (CMA), which analyzes recently sold properties similar to yours. This allows us to establish a competitive listing price or make informed offers when you're looking to purchase another property. Our expertise goes beyond that of a traditional realtor. I also collaborate with my lending partner so that he can provide financial solutions, ensuring we can address potential problems that might arise during an escrow.⚡️ Selling in the Digital Age:Welcome to the future of home selling. The "Modern Home Seller's Guide" offers a comprehensive look into the digital tools transforming the real estate landscape. Equip yourself with the knowledge to position your home for maximum visibility and value in today's market.Our problem-solving strategies have saved many sellers thousands of dollars, making us the ideal choice for listing your home. We possess the skills and dedication required to navigate challenges and secure the best possible outcome for you.( see the video below ) ⬇️ are a few specific challenges we can tackle effectively:⚡️Appraisal Gap Solution:If the value comes in low, we have an appraisal gap solution to deploy if your home's appraised value falls short of your desired listing price. This solution bridges the gap between the appraised value and your target price, helping us secure the best possible offer for your home. For more details, I've included a video explaining our appraisal gap solutions ( see the video here or to the right ) ⬇️⚡️Negotiating Low-Ball Offers:If we receive a low-ball offer from a potential buyer, we have a proven strategy to counter that offer and arrange a payment that aligns with their request while minimizing costs. This enables us to achieve a fair price that matches the buyer's initial offer while protecting your financial interests. ( see the video here or to the right ) ⬇️⚡️Marketing The Rate Buy Down:If your listing is priced correctly and is not moving as it should be, here is our plan to help market the property with a rate buy down, which creates affordability for buyers and helps regain their buying. This is important because we can do this and have a 300% increase in buyers' qualifications vs. standard price drops like most listing agents will do to your home.( see our sample listing here.) ⬇️⚡️Unique Mass Marketing Strategy:Potential for your home to be featured on our national TV Show, Financing the American Dream. This Emmy Nominated, nationally syndicated, TV show features the best in local lifestyle, community and culture and we may chose your home to be featured. This unique strategy helps increase market awareness, buyer activity and negotiating power.( see our sample to the right ) ⬇️...................................................We are excited to discuss these solutions in more detail during our appointment. Feel free to reach out if you have any questions or need further information.Thank you,[ Listing Agent ] & Scott Nicholson

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121 Neill Ave Unit G

----- Seller Approved Rate Buy Down - See Financial Presentation on this page for details on how to structure the financing for max affordability! ----- Luxury Urban Living in Nashville Spectacular Views & Prime Location Welcome to the epitome of luxury urban living with spectacular views of Nashville's skyline. Walking distance to Nissan Stadium for Titans games & CMA Fest as well as East Nashville's best restaurants, coffee shops, gyms & retail. Just 1.5 miles to Oracle campus, Top Golf, East Bank redevelopment and 2 miles to Lower Broadway. Stunning Features Beautifully designed home featuring a primary en suite with private balcony. Oversized windows with roller shades for ample natural light. Double car garage and parking pad for guests. Expansive rooftop deck, perfect for entertaining, grilling out, and enjoying sunset views of the downtown skyline. Set an appointment today with Haleigh and let her show you this amazing piece of urban living!

265 Gentle Wind Ct

Your Dream Home Awaits at Windswept Estates Overview Location: Windswept Estates, Freeport, Florida Description: Magnolia brick-colored home overlooking hole number 7 of Windswept Dunes golf course Proximity: Less than 15 miles from Emerald Coast beaches (close to 30-A / Grayton Beach) Size: 2512 sq ft on three-quarters of an acre Features: Wrought iron fenced backyard, large owner's retreat, 4 bedrooms, 3 full bathrooms, separate office, formal dining room, screened-in lanai, extended 2 car garage Upgrades Countertops: Roman white quartz Ceilings: Coffered ceilings in dining room and owner's suite Cabinets: White cabinets w/soft close Flooring: Engineered vinyl plank throughout, upgraded carpet in bedrooms Lighting: Additional LED lighting, pendant lights, custom fixtures Bathroom: Tiled master shower Appliances: Stainless steel Whirlpool appliances Finishes: Brushed nickel finishes Don't Miss Out! Experience the best of both worlds - golf and beach living - in this stunning home at Windswept Estates. Call Faith TODAY!

1120 Stockwell Dr

----- Seller Approved Rate Buy Down -- See the financial presentation on this page to see how much you can save! ----- Welcome to 1220 Stockwell Drive: Your Dream Home Awaits! Nestled in a Desirable Murfreesboro Neighborhood Experience the perfect blend of comfort, style, and location in this stunning residence. Key Features: New Roof! Updated Kitchen: Recently renovated with a marble backsplash, quartz countertops, hot water tap, and more. Generous Spaces: Catering to every aspect of life. Primary Bedroom Sanctuary: Featuring a private sitting room, library, and massive walk-in closet. Relaxation Spaces: Enjoy the screened-in porch and concrete patio area, ideal for entertaining. Convenient Amenities: New Publix Greenwise and Aldi being developed close by. Zoned Triple Blackman Schools: Perfect for families. Don't miss out on this incredible opportunity to make 1220 Stockwell Drive your new home sweet home. Schedule your viewing today!


"Brent was FABULOUS to work with!!! As first time homebuyers we couldn’t have asked for a better team. Brent was so helpful in explaining everything and he was always available for questions!!"

amy dishong

"Team Willis was fabulous to work with!!"

amy d

"Brent and his team were great to work with. Felt that Brent was able to do some outside the box thinking to help achieve my loan goals that other lenders would not put the time and effort into doing. Would highly recommend Brent to anyone looking to get a home loan."

shepley heard